Chris Gross has twenty years of experience in the insurance industry, primarily in the area of property casualty insurance. Chris started Gross Consulting, Inc. in 2005. He has served a wide variety of clients across the United States from Fortune 500 companies to start-ups, including insurance companies, banks, manufacturers, and governmental entities. He has provided clients with cutting-edge analytical services as well as unique software solutions. Before starting Gross Consulting, Chris was Vice President & Chief Financial Officer of the Financial & Professional Services business group at St Paul Travelers. Chris's various roles during his time there also included catastrophe modeling, tactical and strategic support of reinsurance buying decisions, capital allocation and risk load determination, corporate development and strategy, line of business and large account pricing, reserving, financial planning, and analytical support of the investment and tax departments. Chris has a bachelor's degree in Mathematics and a bachelor's degree in Economics, both from the University of Minnesota. He also is an Associate of the Casualty Actuarial Society and a member of the American Academy of Actuaries. Chris is the chairman of the Low Interest Rate Environment Working Party Committee of the Casualty Actuarial Society.